Auto insurance is required by law in almost every state and protects a variety of vehicles, per Forbes. The types of auto insurance available to you can vary based on your particular needs and legal requirements, and different types of vehicles require various auto insurance services. Here are five types of vehicles that you can insure with different types of auto insurance policies.

1. Private Passenger Vehicles

Most auto insurance policies protect privately owned vehicles, including cars, trucks, minivans, and SUVs. According to Forbes, in addition to regular auto insurance, 79% of car owners buy comprehensive auto insurance. Private passenger policies are only available for privately owned vehicles that most people use for going to work, running errands, and recreational driving.

2. Commercial Vehicles

When using a vehicle for commercial purposes, auto insurance services require owners to obtain commercial auto insurance protection. Any kind of commercial vehicle, from delivery cars to tractor-trailers, must have commercial auto insurance protection. Even privately owned vehicles that are used for commercial purposes, such as delivering pizzas, must have commercial auto insurance while used for business-related activities.

3. RVs

A recreational vehicle (RV) can also be covered by our auto insurance plan. When driving yourself and your loved ones in an RV, you don't want to end up being in a tough vehicle situation. Make sure the type of auto insurance you currently have will cover your RV. If you're not sure, reach out for more information.

4. Off-Road Vehicles

Even vehicles that aren't driven on regular roads or highways use auto insurance. For example, an all-terrain vehicle (ATV) would be covered by one of our plans. Additionally, snowmobiles can also be insured with our auto insurance policy. Off-road vehicle insurance can insure against accidental damage and other perils that are more common to vehicles that spend their time off the road.

5. Water Vehicles

If you drive any type of water vehicle, it's important to purchase auto insurance for it. For example, if you drive a boat, it's important to ensure safety for yourself and your passengers with insurance. Our company also protects jet skis!

Have any questions? Please call Alamo Insurance & Financial Service to learn more about our auto insurance services. We'll provide you with a quote for a policy to protect your vehicle. We look forward to hearing from you!